Article taken from: www.morningstar.co.uk
Editor The Unloved Funds Coming Up Roses Editor’s Views: Our Unloved Funds strategy has proved very lucrative over 25 years, why your credit score matters, and the dangers of buying Bitcoin right now Holly Black 12 February, 2021 | 11:12AM At Morningstar, we talk a lot about value investing, being contrarians and looking at out-of-favour areas for opportunities. In case you missed it, with this strategy you buy three equity funds – one from each of the three least popular Morningstar categories as denoted by outflows – and hold them for three years. […] This stuff is worth knowing, because it affects your ability to get a loan, mortgage or credit card and, crucially, it is within your power to change. […] Or you might not know that you have a right to know why you were refused credit. Now, I’m not saying you need to fully understand how each credit agency tallies up its score for you – there’s definitely a bit of wizardry involved in that – but you should know the very simple things you can do to boost your score, such as registering to vote and not using more than 90% of your credit limit, because there’s only one person who loses out from not doing these things: you.
Click here to read the full article