Kristal.AI’s Hong Kong team at HK Fintech Week 2018
Just earning money is sometimes simply not enough; you need to learn how to hold on to it — and how to make it grow. Fortunately, in today’s technology and information-driven world, a self-starter has access to a plethora of resources on personal finance.
But navigating the ebbs, flows, nooks, and crannies of the financial world can be difficult. When it comes to investing, you might fall prey to Ponzi schemes, Nigerian princes asking for money transfers, or, in recent years, fraudulent ICOs — or you might just get confused by the ups and downs of the stock market.
Available both on mobile and web, the sleek and seamless Kristal.AI platform boasts an extremely intuitive user interface, complete transparency, and a 90% benchmark-beating returns track record.
Creating an account takes seconds — and when you’re ready to take the next step, an integrated e-KYC helps you to start your investment journey.
For the financially uninitiated, the platform provides a walk-through of sorts – an Advisory algorithm profiles your investment objectives and risk appetite, determining a sophistication level out of 10. Based on your responses, a personalized portfolio is generated from existing Kristals — forming, essentially, a customizable, bespoke collection of investment strategies.
Investment strategies, branded as Kristals, are carefully vetted and curated by Kristal.AI’s in-house Investment Committee (IC), with a cumulative 80-plus years of experience. Users can build their own portfolio from scratch, mixing and matching between different Kristals crafted by the team. An investor can start their journey with a minimum of USD 1000.
The Flagship ‘USD 100k Kristal’ outperforms the benchmark
For the best user experience, Kristal.AI has partnered with Interactive Brokers, one of the best-known, well-trusted, and low-cost brokerage firms in the world. To guarantee a sense of security, assets are stored in the customer’s own account.
The platform offers investment options from over 100 exchanges across the world — offering engagement with a variety of asset classes such as Equities/ ETFs, Bonds, Mutual Funds, Derivatives and Forex.
What’s perhaps most exciting about the platform — beyond its fully digital approach and top-tier UI/UX — is its potential to grow as a marketplace and hub for professional investors.
Financial advisors can register on the platform, bringing their own unique investment strategies and crafting an array of custom Kristals. Users looking to grow their money can follow successful managers.
Kristal.AI’s office in Central, Hong Kong.
The startup has raised over $4.5 million USD from angel investors and a Chiratae Ventures VC fund to date — and has opened offices in Hong Kong, Singapore, India and, most recently, Dubai.
Asked about their goals for the near future, the company said that it was on track for a Series-A roadshow next year in 2019.
If you’re ready to dip your toes into digital wealth management, visit https://kristal.ai/